Hearth Financing

Cummings Remodeling and Flooring partners with Hearth to help you find monthly payments for your project.

Hearth helps homeowners make smart financial decisions about their home improvement projects. We connect homeowners to financing options that meet the needs of almost any project, and we get it done quickly so you can get on with the job.

Review your rates from over a dozen lenders through Hearth’s quick and secure application without affecting your credit score.

Loans typically fund in 1-5 business days. If approved, Hearth’s lending partners can deposit cash into your account as soon as 24 hours.

No surprises. Personal loans through Hearth’s lending partners have fixed rates and terms. You’ll know your monthly payment upfront.

It is possible to pay off your personal loan early. There are no fees for paying off your loan sooner, saving you time and money.

See your personalized options:

What homeowners are saying about Hearth

★ ★ ★ ★ ★

“I was able to do this over the

Internet in less than 30-mins. Very

convenient.”

– Robert

★ ★ ★ ★ ★

“It was a great experience…

there were no surprises when my

credit was pulled. Thank you!”

 – Tom

★ ★ ★ ★ ★

“In about two hours after applying,

I was approved for a loan with

Hearth. Thank you for your help!”

– Robin

* All loans are subject to credit review and approval. For example, a $10,000 loan with an APR of 14.50% and a term of 36 months would have a monthly payment of $344.21. † Funding can be as soon as 24 hours and takes 3-5 days on average. † 0% Financing Option will include a 0% APR during a promotional period only; the promotional period will vary in length among different offers. After the conclusion of the promotional period, higher APRs will be charged. Please consult the disclosures related to any particular card offer. ‡ Our partners can offer lending options from $1,000-$250,000 for terms from 2-12 years

Cummings Remodeling & Flooring


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